Insurance

INSURANCE – Nobody wants it, but EVERYBODY needs it!

Don’t risk leaving yourself underinsured, or with covers you don’t need and don’t understand.

Navigating the complexities of your business, property and personal insurance takes the expertise of a qualified and experienced professional.

Part of the Community Broker Network and a member of Steadfast, we are part of Australia’s largest general insurance broker network.  This allows us to access the best insurers in the market to ensure we achieve the best insurance outcomes for our clients.

So, what type of insurance are you after?

Be it domestic, small or large scale rural and commercial risks, at Spencer and Bennett, when we review your existing insurance policies we can source and find the most appropriate products to protect you when you need it most, offering a range of covers and competitive premiums.

Spencer & Bennett-Yenda Prods PTY LTD are authorised Brokers of the Broker Network (CBN) and are members of the Steadfast Group.

Spencer & Bennett-Yenda Prods PTY LTD utilise their Leeton branch (t/a Breed & Hutchinson) to service Leeton and surrounds. As a member of Steadfast we have access to over 100 different insurers.

 

Our Brokers can offer you a variety of services, such as:

  • Selecting and arranging appropriate, tailored insurance policies and packages
  • Knowledge of insurance markets, prices, terms and policy wordings
  • Claims lodgement and support

THE BENEFITS OF INSURANCE BROKERS

All reputable professions are governed by a strong Code of Practice – and insurance broking is no different.

The Insurance Brokers Code of Practice is an agreement between NIBA (National Insurance Brokers Association) and its members (and other brokers who subscribe to the Code), which sets out the minimum service standards that clients can expect from brokers. It also outlines how complaints and disputes regarding potential breaches of the Code can be resolved.

Insurance is one of the most complex products you can buy. That is why you need a qualified insurance broker to help you understand your unique risks and insurance needs, and to find the best cover for you from the insurance market at the best price. That’s where a broker can be worth their weight in gold, helping to save you time, money and worry – particularly in the event of a claim.

 

Our Brokers can assist you in the following ways:

  • Selecting and arranging appropriate, tailored insurance policies and packages
  • Knowledge of insurance markets, prices, terms and policy wordings
  • Claims lodgement and support
  • Experience & knowledge in risk management

 

BELOW IS A LOOK AT SOME OF THE INSURANCE PRODUCTS WE CAN TAILOR TO SUIT YOU & YOUR BUSINESS, WHATEVER THAT MAY BE:

Domestic Insurance:

  • Home & Contents – Your Home, Sheds, Solar Systems and Contents
  • Motor Vehicle – Cars, Utilities, Motorcycles, trailers
  • Personal Accident & Illness – Directors, Personal, domestic or overseas
  • Landlord – Rental Homes, Units and Flats
  • Residential Strata and Body Corporate
  • Pleasure Craft – Speed Boats, Tinnies, Hulls, Trailers and Motors
  • Caravan/RV – Motor Homes, Caravans, 5th Wheelers and Campervans
  • Travel Insurance

 

Business Insurance:

  • Machinery / Equipment – Business Plant & Machinery, Heavy
  • Commercial Motor – Fleet Insurance, Business vehicles
  • Business Packs – incorporating- property, contents, stock, glass cover, theft, electronic equipment
  • Industrial Special Risk – Larger Businesses, Buildings, Stock, Plant and Machinery, plus trading income
  • Public Liability – Public & Products, Business, Medical Practices2
  • Associations, Not for Profits, Events including Sports
  • Building Construction – Commercial or Domestic Dwellings during the construction period
  • Professional Indemnity – Covering Professional Advice and Design work
  • Tradies & Contractors – Plumbers, Motor Repairers, Electricians, Spray contracting, Pest Extermination, Earthworks, Cabling
  • Tools of Trade Covers
  • Strata – Residential, Commercial, Body Corporate
  • Management Liability
  • Marine / Transit – Goods and products transported around Australia or Overseas

 

Rural Insurance:

  • Farm Property
  • Farm Motor Vehicle, Machinery and Implements
  • Livestock
  • Public Liability
  • Crop Insurance – Winter Crops, Summer Crops, Cotton, Wine Grapes

 

Feel free to contact our team to discuss any insurance needs you might need.

Renae Testoni     Sharon Power

 

Spencer & Bennett – Yenda Prods Pty Ltd

Corporate Authorised
Representative No. 257472
       ABN: 97 080 911 959

A: PO Box 442, Leeton NSW 2705
T: (02) 6953 2555

Email

When we are advising and dealing in General Insurance Products we are acting as a Corporate Authorised Representative of Community Broker Network.

ABN 60 096 916 184  |  AFSL 233750

Download our FSG- General Insurance.

Download the Insurance Brokers Code of Practice

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